The big goal is 96 Magic. I don't care for 99 yet, I just want spell swap. It will cost me a little over 13 mil. Time for some fishing for mulla after I smith these gold bars.
Now I'm considering making the gold amulets I'll need myself. I already have 21k gold bars made. Got 3k more to smith. I will need 41k+ for 96 mage. It will save me 5 mill, that's for sure.