I personally have never had a near death experience, however, my brother who started playing RuneScape a year or so before myself has.
He was incredibly excited about getting RuneScape Membership, so, the first thing he did was go out exploring. He took out his coolest looking items, which included; a Santa Hat (worth 200k or so at the time). Before long, he found himself somewhere on Karmaja Island, he ventured further to find some Spiders which he curisouly attacked. Not long after this battle, did he find himself poisoned, foodless, lost and worried. His HP quickly deteriorated, both him and myself watched as the green colour on the health bar slowly became overwhelmed with the colour of red. He frantically clicked in an attempt to find safety, and realising that he would soon be beaten, he 'x'ed' out.
If you must know, he logged in an hour or so later and died; however, before he had logged out, it would have been considered a near death experience
