I think that a nice, well rounded account is the way to go. That way you can hopefully survive in more dangerous situations. For example:
*Walking through wildy in full rune*
n00b pker1: lololol n00b stfu kill da n00b lolol11lolo1lolo11lol!
Other n00b pkers: lolo1lolo1lo!l1lo1lolo1lo1
*switches to full dragonhide and bow*
n00b pker 1: Oh **** u man stfu loll1lol1ol1ol1lololol1 run n00bs lo1lo1ll1olo1 stfu!!!!!
Roughly translated from the noobish:
*Walking through wildy in full rune*
n00b pker1: lol kill that noob fellow mages!
Other n00b pkers: lol
*switches to full dragonhide and bow*
n00b pker 1: Oh no! run fellow mages!
Or something along those lines......
See the advantages?
-Forgotmytea